Category: Insurance

The consequences of the challenge to the Affordable Care Act will extend beyond the US. Whilst woefully inadequate, the Act at least tried to address some of the inequities in health care in the US. On the side lines, countries such as the UK which have national health schemes, have remained silent and self-righteous, resting […]

Health care can‘t keep surviving on unlimited credit cards, even though the role of health funders, both public and private, has shifted from providers to financiers. There needs to be an alternative method for funding our health microenvironment and microservices. The only way for funders to balance their books these days is to restrict services […]

In 1978 the WHO produced the Alma Ata Declaration and by promoting health, as opposed to treating illness, radically changed the face of healthcare. Today its lofty aspiration: “the attainment of the highest possible level of health” is just another 21century commodity with goods and services traded by governments, insurers and providers. But the more […]

When we buy a car we are required (in most countries) to provide evidence of third party insurance before we can drive the car on government roads. Similarly, banks require us to take out mortgage insurance to protect their loans. Insurance is about risk coverage and, traditionally, where risk is high so are the premiums. […]